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Q:
What do I need to bring to PLS to apply for an Auto Title Loan?
A: You need a valid drivers license and a lien-free vehicle title.  Your vehicle must also be present.
Q:
For an Auto Title Loan, what condition does the vehicle have to be in?
A: The vehicle should be well-kept, in average to excellent condition.
Q:
What is the maximum I can borrow against my vehicle with an Auto Title Loan?
A:

Your vehicle is assessed at the store before your loan amount is determined. Visit your nearest PLS Loan Store or call 888-4-PAYDAY for details.

Q:
How long is the loan period for an Auto Title Loan?
A:

Varies by state. Visit your nearest PLS Loan Store for details.

Q:
What is the charge for an Auto Title Loan?
A: Charges vary by state.  See your nearest PLS Auto Title Loans location for details.
Q:
Who do I call if I have a question or comment about my Auto Title Loan?
A: Call 888-4-PAYDAY.
Q:
What would I need to bring to apply for a "Smart" Installment Loan?
A:

You need to bring:

  • Valid photo ID
  • Your most recent pay stub
  • Your most recent bank statement
  • Your checkbook
Q:
How much are the fees for a "Smart" Installment Loan?
A: It depends on the amount that you borrow.  See your nearest PLS Payday Loan Store for details.
Q:
How much can I borrow with a "Smart" Installment Loan?
A: You can borrow up to 50% of your monthly gross income or $2,000.
Q:
Why do I need a checking account to take out a "Smart" Installment Loan?
A:

You provide a post-dated check as collateral until your loan is paid in full.

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